Household Equity Allocation

The share of household financial assets held in equities — positioning.

48.2%
p99.8 +2.1σ vs trend
As of Q2 2026 (quarterly, lagged) · In its expensive tier since Oct 2022 — the 11th expensive era since 1962.

Valuation eras since 1962

1998-012000-072003-012005-072008-012010-072013-012015-072018-012020-072023-042026-04015304560

No cheap era appears in this window — the last one ended Oct 1985. The full chart shows all eras since 1962.

Expensive eras shaded red, cheap eras green; the open era is brighter. Log scale. Hover shows the month’s as-of percentile. Historical bands never change — only the right edge is live.

Expensive eras — the register

Eras of at least two consecutive months at or above the 95th percentile of this measure's own history as it stood at the time; a single month below ends an era.

eraqtr in tierS&P during eraworst decline after (36m)10 years on
Oct 2022 → open†15+96.0% to dateopenopen
Jul 2020 → Apr 20228+40.4%-14.4%open
Jan 2019 → Oct 20194+15.9%-10.2%open
Jan 2017 → Jul 20187+26.3%-7.4%open
Oct 2014 → Jan 20152+5.2%-4.0%+251.5%
Jan 2007 → Apr 20072+3.2%-45.9%+99.0%
Apr 1997 → Oct 200015+90.9%-37.7%+1.5%
Apr 1968 → Jan 19694+9.0%-22.2%+43.1%
Jul 1965 → Jan 19663+11.5%-15.3%+46.2%
Apr 1964 → Jan 19654+10.1%-5.4%+17.2%
Apr 1963 → Jul 19632+1.2%+3.0%+109.7%

median during +10.8% (N=10) · median worst after -12.3% (N=10) · median 10y on +46.2% (N=7) — medians over completed eras only.

Cheap eras — the register

Eras of at least two consecutive months in the bottom fifth of this measure's own history as it stood at the time; a single month above ends an era.

No cheap era in four decades: under an expanding window, this measure's bottom fifth is anchored by the low-allocation regime of the 1940s–1980s and has been structurally out of reach since. The absence is information about the lens, not the market — its documented value lies on the expensive side, where high allocations have historically preceded weak long-horizon returns. The panel carries the cheap side: see the Buffett indicator's 2009 era, and the Capitulation Monitor for short-horizon extremes.

eraqtr in tierS&P during eraworst decline after (36m)10 years on
Oct 1973 → Oct 198549+196.4%+6.4%+327.6%

median during +196.4% (N=1) · median worst after +6.4% (N=1) · median 10y on +327.6% (N=1) — medians over completed eras only.

Paths are S&P total return · Shiller monthly convention (dividends reinvested monthly; sp500_tr). The chart above remains the price tape. "Worst after" is the deepest monthly total-return level in the 36 months after each era — month-end grain, no intra-month lows. Construction and fidelity pins: "The total-return basis" on the Confluence methodology. Historical record, not a forecast. Methodology →